Jonah Ravel
Director of Cross Border Financial Planning
Canada & U.S. Health Care Advisor
B.A., CFP®(Canada), CFP® (US), F. Pl.
Email: jravel@mcacrossborder.com
Telephone: 514-940-8068

Jonah Ravel
Director of Cross Border Financial Planning
B.A., CFP®(Canada), CFP® (US), F. Pl.
Email: jravel@mcacrossborder.com
Telephone: 514-940-8068
Jonah is a Director of Cross Border Financial Planning at MCA Cross Border Advisors Inc.
Jonah Ravel is a Director of Cross Border Financial Planning at MCA Cross Border Advisors Inc. who holds the CERTIFIED FINANCIAL PLANNER® designation in both Canada and the U.S. as well as the Quebec Financial Planner (F. Pl.) designation.
Jonah is a seasoned financial professional with nearly 20 years of experience in the financial services industry. Before joining the team at MCA Cross Border Advisors Inc., Jonah worked in a variety of retail roles at some of Canada’s major banks where he developed advanced skills in the delivery of attentive and exceptional client service.
Accustomed to researching complex cross-border issues, Jonah excels at analyzing each client’s unique set of facts and providing tailored advice to help them optimize their cross-border lifestyle. As a writer of comprehensive cross-border financial plans, Jonah helps clients gain clarity on their complete cross-border picture by advising them on Canada/U.S. tax planning, retirement planning, estate planning, health coverage & insurance planning, and investment planning.
Education
- Bachelor of Arts (B.A.) with Great Distinction, McGill University, 2004
Awards & Recognition
- Ranked among the top 5% on the IQPF Financial Planning certification final exam
Certifications & Memberships
- Certified Financial Planner® (Canada)
- Certified Financial Planner ™ (US)
- Financial Planner (F. Pl.), Member of the Chambre de la sécurité financière
Recent Articles, Media Interviews & blogs by Jonah
Obamacare Subsidies Expanded for Canadians Moving to the US
Canadians moving to the U.S. who don’t have access to an employer-provided group healthcare plan or who aren’t immediately eligible for U.S. Medicare typically purchase individual private U.S. healthcare plans via the federally regulated health insurance marketplace under the Affordable Care Act (“ACA”), often referred to as Obamacare.
Middle-income Canadians moving to the U.S. who will be enrolling or who are already enrolled in these ACA plans can rejoice thanks to President Biden’s recently passed Inflation Reduction Act (IRA) of 2022. The IRA, which was signed into law on August 16, 2022, expands the generous upfront subsidies that are available to those who enroll in ACA plans.
A Success Story: Reversal of Medicare Late Enrollment Penalties
In a recent triumph, as part of our cross-border health care advisory practice at MCA Cross Border Advisors Inc., we successfully appealed SSA’s imposition of Medicare Part A and Part B late enrollment penalties for our client.
Obamacare Survives Latest Repeal Attempt
This past June, the Affordable Care Act (ACA), often referred to as “Obamacare,” survived a third Republican repeal attempt as the US Supreme Court upheld the landmark 2010 law in an unambiguous 7-2 decision. In response, President Obama tweeted, “This ruling reaffirms what we have long known to be true: the Affordable Care Act is here to stay.”
CROSS BORDER PROFESSIONALS














