by Adam Carris | Mar 10, 2025 | Featured, Featured, Health Coverage & Insurance, Immigration
Many Canadians who live in the U.S. will eventually inherit assets from Canadian parents, but few realize that this can trigger important tax and reporting implications. Although Canada does not impose an inheritance tax, complying with U.S. tax laws is...
by Jonah Ravel B.A., F.Pl., CFP® (Canada), CFP® (US) | Jan 14, 2025 | Featured, Featured, Health Coverage & Insurance, Immigration
In our cross-border space, the penalizing provision in US Social Security law known as the “Windfall Elimination Provision” (WEP) has always been a thorn in our side. Though not initially designed to punish Canadians, the WEP has, many would say unfairly, imposed a...
by Jonah Ravel B.A., F.Pl., CFP® (Canada), CFP® (US) | Jul 22, 2024 | Featured, Featured, Health Coverage & Insurance, Immigration
For Canadians moving to the US, the cost of US health care can be daunting. US residents who don’t have access to an employer group plan must typically find an individual policy on the health care marketplace. These plans can be expensive, depending only on three...
by Brandon Davies | Jul 21, 2023 | Health Coverage & Insurance, Tax Planning
There is a lot of responsibility that comes with caring for a baby – emotionally, physically, and of course, financially. With inflation at record highs, affording the necessities in addition to taking time off work to care for your newborn can be a stressful...
by Jonah Ravel B.A., F.Pl., CFP® (Canada), CFP® (US) | Oct 11, 2022 | Health Coverage & Insurance
Canadians moving to the U.S. who don’t have access to an employer-provided group healthcare plan or who aren’t immediately eligible for U.S. Medicare typically purchase individual private U.S. healthcare plans via the federally regulated health insurance marketplace...
by Jonah Ravel B.A., F.Pl., CFP® (Canada), CFP® (US) | Apr 18, 2022 | Health Coverage & Insurance, Retirement Planning
A Success Story: Reversal of Medicare Late Enrollment Penalites Setting the Stage – Medicare Late Enrollment Penalties Americans who don’t enroll in Medicare Part B when they are first eligible at age 65 typically face onerous late enrollment penalties (barring...
