by Jonah Ravel B.A., F.Pl., CFP® (Canada), CFP® (US) | Jan 14, 2025 | Featured, Featured, Health Coverage & Insurance, Immigration
In our cross-border space, the penalizing provision in US Social Security law known as the “Windfall Elimination Provision” (WEP) has always been a thorn in our side. Though not initially designed to punish Canadians, the WEP has, many would say unfairly, imposed a...
by Jonah Ravel B.A., F.Pl., CFP® (Canada), CFP® (US) | Jul 22, 2024 | Featured, Featured, Health Coverage & Insurance, Immigration
For Canadians moving to the US, the cost of US health care can be daunting. US residents who don’t have access to an employer group plan must typically find an individual policy on the health care marketplace. These plans can be expensive, depending only on three...
by Jonah Ravel B.A., F.Pl., CFP® (Canada), CFP® (US) | Feb 14, 2024 | News, Tax Planning
Canadians moving to the U.S. often ask about tax saving opportunities which await them as future U.S. residents. One such opportunity available to U.S. residents that we love explaining due to the powerful tax benefits it provides is the Health Savings Account or...
by Jonah Ravel B.A., F.Pl., CFP® (Canada), CFP® (US) | Jul 21, 2023 | News, Tax Planning
With skyrocketing mortgage interest rates upon us, now may be an opportune time for a refresher on the cross-border differences in mortgage interest tax deductibility in Canada and the U.S. Canadian Rules There’s a reason why Canadians are famously averse to mortgage...
by Jonah Ravel B.A., F.Pl., CFP® (Canada), CFP® (US) | Oct 11, 2022 | Health Coverage & Insurance
Canadians moving to the U.S. who don’t have access to an employer-provided group healthcare plan or who aren’t immediately eligible for U.S. Medicare typically purchase individual private U.S. healthcare plans via the federally regulated health insurance marketplace...
