by Jonah Ravel B.A., F.Pl., CFP® (Canada), CFP® (US) | Jul 21, 2023 | News, Tax Planning
With skyrocketing mortgage interest rates upon us, now may be an opportune time for a refresher on the cross-border differences in mortgage interest tax deductibility in Canada and the U.S. Canadian Rules There’s a reason why Canadians are famously averse to mortgage... 
by Jonah Ravel B.A., F.Pl., CFP® (Canada), CFP® (US) | Oct 11, 2022 | Health Coverage & Insurance
Canadians moving to the U.S. who don’t have access to an employer-provided group healthcare plan or who aren’t immediately eligible for U.S. Medicare typically purchase individual private U.S. healthcare plans via the federally regulated health insurance marketplace... 
by Jonah Ravel B.A., F.Pl., CFP® (Canada), CFP® (US) | Apr 18, 2022 | Health Coverage & Insurance, Retirement Planning
A Success Story: Reversal of Medicare Late Enrollment Penalites Setting the Stage – Medicare Late Enrollment Penalties Americans who don’t enroll in Medicare Part B when they are first eligible at age 65 typically face onerous late enrollment penalties (barring... 
by Jonah Ravel B.A., F.Pl., CFP® (Canada), CFP® (US) | Oct 18, 2021 | Health Coverage & Insurance, News
Obamacare Survives Latest Repeal Attempt This past June, the Affordable Care Act (ACA), often referred to as “Obamacare,” survived a third Republican repeal attempt as the US Supreme Court upheld the landmark 2010 law in an unambiguous 7-2 decision. In response,... 
by Jonah Ravel B.A., F.Pl., CFP® (Canada), CFP® (US) | Nov 2, 2020 | Health Coverage & Insurance, News
The future of the Affordable Care Act (ACA), also known as Obamacare, and by extension the entire healthcare landscape in the U.S., is anybody’s guess at this point with the U.S. election day almost upon us. The recent death of Ruth Bader Ginsburg in September and her... 
