by Adam Birzgalis | Sep 22, 2025 | Featured, Featured, Immigration, Tax Filing Requirements, Tax Planning, Tax Planning
Interest Rates, Yield Expectations, and Cross-Border Implications Strong signals suggest we may be nearing a shift in U.S. monetary policy. On September 17, 2025, the Federal Reserve lowered its key interest rate by a quarter point to a range of 4.00–4.25%, the first...
by Brandon Lapstra | Sep 11, 2025 | Featured, Featured, Immigration, Tax Filing Requirements, Tax Planning, Tax Planning
CAD–USD Exchange Rate “Forecasting exchange rates has a record of failure second to none.”— Paul Krugman Even if you have never moved across the border, just by crossing the border, buying imported US goods, or investing internationally, you have felt the effects of...
by Jessica Lachance | Aug 22, 2025 | Featured, Featured, Immigration, Tax Filing Requirements, Tax Planning, Tax Planning
Why Keeping Your U.S. Retirement Accounts as a Canadian Resident can be a Smart Estate Planning Move For Canadians who have lived or worked in the United States, it’s common to return home with U.S.-based retirement accounts such as a 401(k). While it may be tempting...
by Greg Tomkins | May 29, 2025 | Estate Planning, Featured, Immigration, Tax Planning, Tax Planning
Navigating the Complexity of Cross-Border Portfolio Planning Traditional portfolio management consists of four steps. You define your goals, assess risk tolerance, build an asset allocation, and optimize for taxes. It’s a clean, four-step process that works well when...
by Victoria Zaremba | May 29, 2025 | Featured, Featured, Immigration, Tax Filing Requirements, Tax Planning, Tax Planning
How U.S. Tax Reform Could Disrupt Canadian Investors: A Closer Look at Section 899 Introduction The United States’ proposed tax reform, dubbed the “One, Big, Beautiful Bill,” includes a contentious provision, Section 899, that is raising alarm bells for...
by Brandon Lapstra | Mar 25, 2025 | Immigration, Immigration, Investment Planning
A move to from the US to Canada can often result in a change in employment. When you leave an employer, you may be able to transfer the tax-sheltered portion of the commuted value of your pension to a Locked-in Retirement Account (LIRA) (federally known as a Locked-in...
