by Victoria Zaremba | May 11, 2026 | Featured, Featured, Investment Planning
Net Investment Income Tax (NIIT): Planning Considerations for U.S. Citizens in Canada What is the Net Investment Income Tax (NIIT)? The Net Investment Income Tax (NIIT) is a 3.8% IRS surtax introduced in 2013 as part of the U.S. Affordable Care Act that applies to...
by Bryson Orth | Apr 2, 2026 | Featured, Featured, Immigration, Retirement Planning, Retirement Planning, Tax Filing Requirements, Tax Planning, Tax Planning
RRSP vs. 401(k) RRSP vs. 401(k): Key Differences for People Moving Between Canada and the U.S. For individuals relocating between Canada and the United States, understanding how retirement accounts are structured on each side of the border is essential. The RRSP and...
by Adam Birzgalis | Mar 31, 2026 | Featured, Featured, Immigration, Tax Filing Requirements, Tax Planning, Tax Planning
Oil, Inflation, and What it Means for Consumers Geopolitical tensions in the Middle East often raise an immediate question for investors: what happens to oil prices, and what does that mean for inflation? If Iran’s energy infrastructure were significantly damaged, the...
by Greg Tomkins | Mar 4, 2026 | Featured, Featured, Investment Planning
Roth IRA Canada: How Roth IRAs Are Treated for Canadian Residents For Americans planning a move north to Canada, the Roth IRA can be one of the most valuable but misunderstood cross border accounts. Many assume it automatically remains tax-free after becoming a...
by Brandon Lapstra | Mar 4, 2026 | Featured, Featured, Immigration, Tax Filing Requirements, Tax Planning, Tax Planning
Comparing Depositor Insurance in the U.S. and Canada When money is deposited into your financial institution, you are implicitly trusting that it will still be there when you need it. Depositor insurance exists to backstop that trust, although the rules, limits, and...
by Jessica Lachance | Feb 17, 2026 | Featured, Featured, Immigration, Tax Filing Requirements, Tax Planning, Tax Planning
Catch-Up Contributions in 2026: What SECURE 2.0’s New Roth Rules Mean for You Beginning January 1st, 2026, one of the most significant retirement savings shifts in decades took effect under the SECURE 2.0 Act. If you are age 50 or older and earn over $150,000 USD per...
