Investment
Management
At MCA Cross Border Capital, we focus on managing the wealth of high-net-worth individuals and families with complex financial needs. Our dual licensing in the US and Canada allows us to provide comprehensive investment management services for clients with assets in either or both countries.
We take a planning-first approach, supported by an experienced in-house, multi-disciplinary team to help our clients overcome both cross-border and domestic financial challenges. We specialize in serving:
- Cross-border clients holding assets in the US, Canada, or both
- High-net-worth Canadians with assets in Canada
- High-net-worth Americans with assets in the US
Discover the advantage of a personalized, client-focused approach with a partner committed to helping you achieve your financial goals.
Leadership Spotlight
Greg Tomkins, Director of Cross Border Portfolio Management, CFA, CFP
Greg Tomkins is the Director of Cross Border Portfolio Management at MCA Cross Border Capital and serves as the firm’s Lead Portfolio Manager. Holding both the Chartered Financial Analyst (CFA) and Certified Financial Planner® (CFP) designations, Greg brings over 12 years of experience in the financial services industry to his role.
Before joining MCA Cross Border Capital, Greg honed his expertise at an independent wealth management firm in Canada, where he specialized in portfolio management and financial planning. This background has given him a strong foundation in addressing complex client needs and delivering customized financial strategies.
As the Lead Portfolio Manager at MCA Cross Border Capital, Greg is responsible for overseeing the firm’s investment strategy and managing client portfolios. He is dedicated to ensuring that clients’ investments are aligned with their financial goals and risk tolerance, leveraging his deep knowledge of global markets and cross-border financial considerations.
Originally from Nanaimo, B.C., Greg now focuses on bringing tailored, strategic financial solutions to clients navigating the complexities of cross-border wealth management. He is committed to delivering exceptional service and fostering long-term financial success for the clients he serves.
Leadership Team
Data-Driven Portfolio Management
At MCA Cross Border Capital, we employ a strategic approach by combining passive and quantitative portfolio management techniques. This synergy allows us to create customized solutions that effectively align with your financial goals.
Core-Satellite
Allocation
Our core-satellite approach ensures your portfolio is both strategically sound and tax-efficient. The core component offers broad diversification, while the satellite investments are tailored to optimize returns and manage risks. This method is especially beneficial for high-net-worth clients, balancing growth and income while addressing intricate tax considerations.
Tailored Financial Solutions
We focus on meticulous asset allocation, crafting a portfolio specifically designed to fit your financial plan. By leveraging quantitative analysis and continuous monitoring, we adjust your investments to adapt to market changes and evolving needs. Our goal is to ensure that every aspect of your portfolio is aligned with your financial objectives, delivering both growth and efficiency.
FAQ
What are PFICs, and how do they affect my investments?
A PFIC (Passive Foreign Investment Company) is any foreign corporation that meets the following criteria:
- 75% or more of its income is from passive sources (like interest, dividends, or capital gains).
- 50% or more of its assets produce passive income.
Generally speaking Canadian mutual funds, ETFs, and REITs are considered PFICs under U.S. tax law.
Holding PFICS can lead to complex annual filings and punitive tax treatment.
MCA’s approach is to design a PFIC free portfolio for our clients.
What is cross border compliance, and why is it important?
For the publics protection there are securities regulators in each jurisdiction, each requiring their own rules and regulations. Most firms are focused on serving the needs of clients in either Canada or the US but not necessarily both. When moving from one country to another it is very important to discuss with your current advisors to determine whether they are licensed to manage assets for residents of the country you are moving to.
Can you manage IRAs for Canadian residents?
Yes, we are licensed to manage IRA accounts (Traditional IRAs, Rollover IRAs, Roth IRAs, SEP IRAs etc.) for individuals moving to Canada or who are already living in Canada.
How can I protect my wealth against currency fluctuations?
In cross border situations currency can play an important role. When clients are moving from Canada to the US or vice versa they can find themselves in a situation where they have all their wealth in one currency and have all of their future expenses in a different currency. This presents an additional risk called currency risk. As part of our cross border planning and investment approach, we develop a currency strategy based on the goals of each individual client against the backdrop of current market and currency conditions to ensure there is a clear plan in place.
Meet our Team of Professionals
Connect with us
MCA Cross Border Advisors Inc.
@MCACrossBorder
MCA Cross Border Advisors Inc.
1.877.839.7111