by Brandon Lapstra | Mar 4, 2026 | Featured, Featured, Immigration, Tax Filing Requirements, Tax Planning, Tax Planning
Comparing Depositor Insurance in the U.S. and Canada When money is deposited into your financial institution, you are implicitly trusting that it will still be there when you need it. Depositor insurance exists to backstop that trust, although the rules, limits, and...
by Jessica Lachance | Feb 17, 2026 | Featured, Featured, Immigration, Tax Filing Requirements, Tax Planning, Tax Planning
Catch-Up Contributions in 2026: What SECURE 2.0’s New Roth Rules Mean for You Beginning January 1st, 2026, one of the most significant retirement savings shifts in decades took effect under the SECURE 2.0 Act. If you are age 50 or older and earn over $150,000 USD per...
by Victoria Zaremba | Nov 7, 2025 | Comptabilité, Featured, Featured, Immigration, Tax Filing Requirements, Tax Planning, Tax Planning
How to Manage U.S. Retirement Accounts After Moving to Canada How to Manage U.S. Retirement Accounts After Moving to Canada For individuals residing in Canada with U.S. retirement accounts, navigating retirement planning can involve additional complexities and...
by Adam Birzgalis | Sep 22, 2025 | Featured, Featured, Immigration, Tax Filing Requirements, Tax Planning, Tax Planning
Interest Rates, Yield Expectations, and Cross-Border Implications Strong signals suggest we may be nearing a shift in U.S. monetary policy. On September 17, 2025, the Federal Reserve lowered its key interest rate by a quarter point to a range of 4.00–4.25%, the first...
by Brandon Lapstra | Sep 11, 2025 | Featured, Featured, Immigration, Tax Filing Requirements, Tax Planning, Tax Planning
CAD–USD Exchange Rate “Forecasting exchange rates has a record of failure second to none.”— Paul Krugman Even if you have never moved across the border, just by crossing the border, buying imported US goods, or investing internationally, you have felt the effects of...
by Jessica Lachance | Aug 22, 2025 | Featured, Featured, Immigration, Tax Filing Requirements, Tax Planning, Tax Planning
Why Keeping Your U.S. Retirement Accounts as a Canadian Resident can be a Smart Estate Planning Move For Canadians who have lived or worked in the United States, it’s common to return home with U.S.-based retirement accounts such as a 401(k). While it may be tempting...
