Investment
Management

 

At MCA Cross Border Capital, we focus on managing the wealth of high-net-worth individuals and families with complex financial needs. Our dual licensing in the US and Canada allows us to provide comprehensive investment management services for clients with assets in either or both countries.

We take a planning-first approach, supported by an experienced in-house, multi-disciplinary team to help our clients overcome both cross-border and domestic financial challenges. We specialize in serving:

  • Cross-border clients holding assets in the US, Canada, or both
  • High-net-worth Canadians with assets in Canada
  • High-net-worth Americans with assets in the US

Discover the advantage of a personalized, client-focused approach with a partner committed to helping you achieve your financial goals.

Leadership Spotlight

Andrew Vanderhorst, Chief Investment Officer & Portfolio Manager, CFA, CAIA, CPWA, CFP

Andrew Vanderhorst is the Chief Investment Officer at MCA Cross Border Advisors, bringing over 20 years of experience, previously managing more than $4 billion in assets.

He holds multiple prestigious designations, including CFA, CAIA, CPWA, and CFP, showcasing his expertise in investment strategies and wealth management. Andrew’s commitment to staying at the forefront of the industry is evident in his pursuit of a Master of Computer Science from the University of Pennsylvania, adding to his existing MBA, BA in History, and BS in Mathematics.

With his deep expertise and continuous drive for knowledge, Andrew ensures that our clients benefit from the highest level of financial insight and strategic leadership.

Leadership Team

Matt C. Altro

Matt C. Altro

President & CEO

Sherry Zheng

Sherry Zheng

Vice-President - Tax Services

Andrew Vanderhorst

Andrew Vanderhorst

Chief Investment Officer & Portfolio Manager

Jonah Ravel

Jonah Ravel

Director - Cross Border Financial Planning

Elena Trigiani

Elena Trigiani

Director of Operations

Brandon Davies

Brandon Davies

Director - Cross Border Wealth Management

Data-Driven Portfolio Management

At MCA Cross Border Capital, we employ a strategic approach by combining passive and quantitative portfolio management techniques. This synergy allows us to create customized solutions that effectively align with your financial goals.

Core-Satellite
Allocation

Our core-satellite approach ensures your portfolio is both strategically sound and tax-efficient. The core component offers broad diversification, while the satellite investments are tailored to optimize returns and manage risks. This method is especially beneficial for high-net-worth clients, balancing growth and income while addressing intricate tax considerations.

Tailored Financial Solutions

We focus on meticulous asset allocation, crafting a portfolio specifically designed to fit your financial plan. By leveraging quantitative analysis and continuous monitoring, we adjust your investments to adapt to market changes and evolving needs. Our goal is to ensure that every aspect of your portfolio is aligned with your financial objectives, delivering both growth and efficiency.

FAQ

What are PFICs, and how do they affect my investments?

PFIC (Passive Foreign Investment Company) is any foreign corporation that meets the following criteria:

  1. 75% or more of its income is from passive sources (like interest, dividends, or capital gains).
  2. 50% or more of its assets produce passive income.

Generally speaking Canadian mutual funds, ETFs, and REITs are considered PFICs under U.S. tax law.

Holding PFICS can lead to complex annual filings and punitive tax treatment.

MCA’s approach is to design a PFIC free portfolio for our clients.

What is cross border compliance, and why is it important?

For the publics protection there are securities regulators in each jurisdiction, each requiring their own rules and regulations. Most firms are focused on serving the needs of clients in either Canada or the US but not necessarily both. When moving from one country to another it is very important to discuss with your current advisors to determine whether they are licensed to manage assets for residents of the country you are moving to.

Can you manage IRAs for Canadian residents?

Yes, we are licensed to manage IRA accounts (Traditional IRAs, Rollover IRAs, Roth IRAs, SEP IRAs etc.) for individuals moving to Canada or who are already living in Canada.

How can I protect my wealth against currency fluctuations?

In cross border situations currency can play an important role. When clients are moving from Canada to the US or vice versa they can find themselves in a situation where they have all their wealth in one currency and have all of their future expenses in a different currency. This presents an additional risk called currency risk. As part of our cross border planning and investment approach, we develop a currency strategy based on the goals of each individual client against the backdrop of current market and currency conditions to ensure there is a clear plan in place.   

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Meet our Team of Professionals

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    Connect with us

    MCA Cross Border Advisors Inc.
    @MCACrossBorder
    MCA Cross Border Advisors Inc.
    1.877.839.7111