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Risk Metrics for Private Client Portfolio Assessment

Investing involves putting your money into something –  a stock, a bond, a piece of real estate – with the intention of earning a positive return.  With the industry-wide implementation of the Client Relationship Model II, also known as CRM2, investors now have greater disclosure and transparency into their investments so that they can better assess whether their portfolio is in line with – and progressing towards – their financial objectives. This is a very positive development that helps re-establish trust between the investment industry and investors. What I feel is missing from the broader conversation about client transparency, however, […]

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US Tax Reform: A Cross-Border Perspective for Canadians With Ties to the US and Americans Living in Canada

2018 is almost here, and as 2017 comes to a close, Republicans in the US Congress are racing to pass the widest-sweeping legislation to reform US tax since the 1980s. Below is a comparison of the Senate and House versions of the tax reform bills, with a focus on four key issues and a discussion of the cross-border implications of the proposed tax reforms. 1) Tax Brackets Senate Bill: Keeps seven tax brackets (the current number of brackets), but shifts some income brackets to lower rates. House Bill: Reduces the number of tax brackets to four. Tentative House & Senate […]

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